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Monday Morning Money Minute Week Three - Attorney Mark Matney

DUI Attorney Mark Matney - Attorney Mark Matney - Holcomb Law, PC - Newport News - Williamsburg

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Monday Morning Money Minute

Posted by Mark Matney of Holcomb Law, PC Newport News, VA
www.matneylawpllc.com
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Monday Morning Money Minute

Today we move from Baby Step 1, setting up an emergency fund, to Baby Step 2: Pay off all non-mortgage debt as fast as possible. One of the fastest ways to do this is to pay off the smallest debt and then add the money you were paying to the next smallest debt. This is often referred to as the debt snowball. If you continue this process, then you will have more and more money going to the successive debts. I also use software that factors in interest rates and minimum payments and would be glad to share that with you. Dave Ramsey teaches that getting out of debt should be done with gazelle intensity. “Free yourself, like a gazelle from the hand of the hunter, like a bird from the snare of the fowler” (Proverbs 4:6).